Chairman's Message


Dear Viewers,

Pallavan Grama Bank Chairman

Welcome to userfriendly website of our Bank.

I am sure that you will be aware of Bank's equity participation by Govt Of India(50%), Govt of Tamilnadu(15%) and Indian Bank(35%). The Bank is supervised by NABARD and sponsored by Indian Bank. Thus, the Bank is fully a Government owned scheduled Bank.

As on date, the Bank operates in 15 Northern districts of Tamilnadu from Maduravoil near Chennai to Bagalur near Bangalore, Kothagiri in Uthagamandalam, upto Krishnarayapuram in Karur district with a network of 231 branches. We are pleased to inform that our Bank is one of the few Regional Rural Banks which was 100% CBS compliant as early as DEC 2009.

Some Of the Highlights of Banks Performance:

  1. Bank is Rated "A" by NABARD
  2. Deposit of the Bank is at Rs. 2,538 crores with a growth rate of 30% YoY
  3. Advances grown at 21% YoY with a total advances of Rs. 2,678 crores
  4. Total business is Rs. 5,216 crores registering 25% growth over the previous year.
  5. Our CD ratio is 105%, highest amongst RRB's in India
  6. The Bank is Continuously earning profit since inception and the Net Profit is Rs. 36.93 crores as on 31.03.2016
  7. Bank's Net Worth as on 31.03.2016 is at Rs. 236.00 crores
  8. We have a clientele base of over 15 lakh satisfied customers
  9. Bank is having wide range of deposit and loan products catering to the needs of all type of our customers.
  10. Bank is a continuously profit making Bank and fundamentally strong bank by the Regulator
  11. Our Non Performing Advances is 0.79%
  12. CRAR is 11.65% and it has improved from the level of 11.11% as on 31.03.2016.
  13. Per employee Business of the bank is at Rs. 7.29 crores
  14. Per Branch Businees of the bank is at Rs. 22.88 crores
  15. Fourteen Financial Literacy Centers have been opened. One Financial Literacy Van with demo ATM was flagged off on 30/12/2014 with assistance given by NABARD.
  16. Urban financial Inclusion has been introduced in three branches in Salem Town.
  17. One Farmers' Producer Company is financed in Salem District and another is in progress in Villupuram District.
  18. Pallavan Vehicle loan, Pallavan Iniya Illam, Pallavan Vyapar loan, Pallavan Gomatha plus, multi- Purpose Mortgage loan, Pallavan Doctor Plus, Pallavan SME loan are some of the loan schemes availablein the bank.
  19. Thrust was given for agricultural invetment credit and Solar loans. Bank has financed Solar Pump sets through its branches.
  20. New savings deposits schemes, for School Childrens, " Pallavan Siruthuli" and " Pallavan Selvamagal" were introduced.
  21. Technologically advanced Bank with RTGS and NEFT facility, RuPay ATM cum DEBIT card,Mobile Banking, SMS alert for Transactions above Rs 5000/-.
  22. Services to farmers like Farmers club, Joint Liability Groups, Technical advices to farmers through SMS, Technical training to farmers
  23. Solar Branches and promotion of solar power - our focus area
  24. Financial Inclusion through 60 Micro Banking Centres(Ultra Small Branches)
  25. Financial Literacy through media, fairs and mobile vans
  26. Soiled note exchange and fake note awareness campaigns
  27. Transfer of funds through Western Union, Provision of PAN card facility, National Pension Scheme, Micro Insurance and Micro Pension Schemes for the needy.
  28. List is endless.......
  29. A Team of dedicated and young professionals at your service to provide all under one roof with excellent customer service
  30. Walk in to any of our Branches and choose any product you prefer and feel our quality.
  31. We value your suggestions and feedback via e-mail headoffice@pallavangramabank.co.in or in our helpline 9488833657(10am to 5pm) or in facebook
  32. For more details view our other pages.

For You!.. Forever!!
Happy festive greetings

S.SURESH KUMAR
CHAIRMAN