| PALLAVAN GRAMA BANK |
|
| BALANCE SHEET AS AT MARCH 31, 2010 |
|
|
(Rs.in '000s) |
|
Schedule |
As at |
As at |
|
|
March 31, 2010 |
March 31, 2009 |
| LIABILITIES |
|
|
|
| Capital |
1A |
20,000 |
20,000 |
| Share Capital Deposit |
1B |
45,578 |
45,578 |
| Reserves and Surplus |
2 |
727,179 |
627,737 |
| Deposits |
3 |
5,287,664 |
4,325,077 |
| Borrowings |
4 |
1,868,941 |
1,154,319 |
| Other Liabilities and Provisions |
5 |
268,875 |
310,032 |
| Total |
|
8,218,237 |
6,482,743 |
| ASSETS |
|
|
|
| Cash and Balances with Reserve Bank of India |
6 |
343,402 |
257,478 |
| Balances with Banks and Money at Call and Short Notice |
7 |
367,050 |
412,422 |
| Investments |
8 |
1,190,600 |
949,348 |
| Advances |
9 |
6,085,931 |
4,708,790 |
| Fixed Assets |
10 |
73,873 |
28,590 |
| Other Assets |
11 |
157,381 |
126,115 |
| Total |
|
8,218,237 |
6,482,743 |
| Contingent Liabilities |
12 |
2,359 |
4,077 |
| Bills for Collection |
|
14,620 |
25,630 |
| Notes on accounts |
17 |
|
|
| Significant Accounting Policies |
18 |
|
|
| Schedules referred to above form an integral part of the accounts |
|
|
|
| For and on behalf of the Board of Directors |
This is the Balance sheet referred to in |
| Sd.xxxxxx |
our report of even date |
| Board of Directors |
|
| Shri.K.Jeyabal, Chairman |
for Chinnasamy Ganesan and Co., |
| Shri.Selvam Veeraraghavan, Indian Bank Nominee |
Firm Registration No.000643S |
| Shri.G.Manoharan, Indian Bank Nominee |
Chartered Accountants |
| Smt.Chandini Moolchandani, RBI Nominee |
|
| Smt.P.Manimekalai, NABARD Nominee |
Sd.xxxxxx |
| Shri.A.Venkataraman, GOI Nominee |
(Krishnaveni Ganeshan) |
| Shri.T.Ekamba Vanan, GOI Nominee |
Partner |
|
Membership No.203809 |
| Place : Salem |
|
| Dated : April 20, 2010 |
|
| PALLAVAN GRAMA BANK |
|
| PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED MARCH 31, 2010 |
|
|
(Rs.in '000s) |
|
Schedule |
For the |
For the |
|
|
year ended |
year ended |
|
|
March 31, 2010 |
March 31, 2009 |
| INCOME |
|
|
|
| Interest Earned |
13 |
667,711 |
454,466 |
| Other Income |
14 |
47,883 |
45,589 |
| Total |
|
715,594 |
500,055 |
| EXPENDITURE |
|
|
|
| Interest expended |
15 |
386,498 |
254,411 |
| Operating Expenses |
16 |
144,578 |
101,700 |
| Provisions and Contingencies (Net) |
|
85,076 |
54,688 |
| Total |
|
616,152 |
410,799 |
| PROFIT |
|
|
|
| Net profit for the year |
|
99,442 |
89,256 |
| Profit brought forward |
|
502,105 |
430,700 |
| Total |
|
601,547 |
519,956 |
| APPROPRIATIONS |
|
|
|
| Transfer to Statutory Reserves |
|
19,888 |
17,851 |
| Balance carried over to Balance Sheet |
|
581,659 |
502,105 |
| Total |
|
601,547 |
519,956 |
| Earnings per Share -Rs. (Refer Note 8 (e) on Schedule 17) |
|
|
|
| Basic |
|
497 |
446 |
| Diluted |
|
152 |
136 |
| Notes on accounts |
17 |
|
|
| Significant Accounting Policies |
18 |
|
|
| Schedules referred to above form an integral part of the accounts |
|
|
|
| For and on behalf of the Board of Directors |
This is the Profit and Loss Account referred to in |
| Sd.xxxxxx |
our report of even date |
| Board of Directors |
|
| Shri.K.Jeyabal, Chairman |
for Chinnasamy Ganesan and Co., |
| Shri.Selvam Veeraraghavan, Indian Bank Nominee |
Firm Registration No.000643S |
| Shri.G.Manoharan, Indian Bank Nominee |
Chartered Accountants |
| Smt.Chandini Moolchandani, RBI Nominee |
|
| Smt.P.Manimekalai, NABARD Nominee |
Sd.xxxxxx |
| Shri.A.Venkataraman, GOI Nominee |
(Krishnaveni Ganeshan) |
| Shri.T.Ekamba Vanan, GOI Nominee |
Partner |
|
Membership No.203809 |
| Place : Salem |
|
| Dated : April 20, 2010 |
|
|